Cultivating Low Net Interest Margin

Last week, I wrote about the banks with the highest net interest margin (NIM), which are the ones concentrated in the credit-card business. In this column, I'll discuss the two banks with the lowest NIM: investment banks Goldman Sachs (GS) and Morgan Stanley (MS). 

Goldman Sachs and Morgan Stanley have by far the lowest net interest margins of all banks at 0.80% and 0.87%, respectively. To put this in context the next lowest NIM among all publicly traded banks is at Bank of New York Mellon (BK) at 1.08%. The money centers, JPMorgan Chase (JPM), Citigroup (C), Bank of America (BAC), and Wells Fargo (WFC) have NIM's of 2.40%, 3.46%, 3.35%, and 3.50%, respectively....494 more words left in this article. To read them, just click below and try Real Money FREE for 14 days.

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