More Small Banks for Your Research List

As we move into the weekend, I want to suggest some more little bank stocks that do not necessarily fit firmly into the "perfect bank" category. These banks aren't in perfect condition, and they are fighting through the cleanup of their loan portfolios and super-slim net interest margins.

Bankers are among the few groups of people who would like to see higher interest rates right now. Richard Lashley of PL Capital told me earlier this week that most bankers would like to see higher rates across the curve to widen interest margins and make it easier to produce lending profits. He says a perfect world would be a cost of funds at 2% and loan rates around 5.5% to 6%. Until that happens, profits will be compressed, and in the income-statement-focused world of Wall Street, that may keep the profits lower than normal into next year. That gives us value types time to accumulate these stocks at favorable prices....563 more words left in this article. To read them, just click below and try Real Money FREE for 14 days.

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