A Smoother Ride for Smaller Banks

The way Uncle Sam tells it, smaller is better -- at least as far as banks go. Recently enacted legislation smooths the way for banks with less than $10 billion in assets. But banks that expand beyond that threshold trigger a series of regulations aimed at making the financial system safer and less prone to significant shocks.

It's no surprise that with these extra demands come additional complexity and expenses for these banks. Banks with $10 billion or more in assets come under the watch of the newly created Consumer Financial Protection Bureau, which requires these banks to strengthen their risk-management measures and undergo annual stress tests....402 more words left in this article. To read them, just click below and try Real Money FREE for 14 days.

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